Exclusive Agents work directly for an insurance company selling the policies of that company. It doesn’t matter if there are better policies, or the same policy at a lower rate somewhere else.
An exclusive agent still has to sell the policies of the exclusive company they work for. An Independent agent on the other hand works for a client to help find the best terms, and the lowest rates for their insurance.
As an Independent insurance agency, Daryl Lofton Insurance Agency can provide you with a more competitive rate with many competing reputable insurance companies. By representing competing insurance companies, we have choices, which in turn, means you have choices.